Sep 012026
Health Savings Account (HSA) IRS limits
2026
Limit Type Single Plan Family Plan
Maximum Contribution Limit $4,400 $8,750
Minimum Deductible $1,700 $3,400
Maximum Out-of-Pocket $8,500 $17,000
Catch-up Contribution (55+) $1,000 $1,000
2027
Limit Type Single Plan Family Plan
Maximum Contribution Limit $4,500 $9,000
Minimum Deductible $1,750 $3,500
Maximum Out-of-Pocket $8,700 $17,400
Catch-up Contribution (55+) $1,000 $1,000
Flexible Spending Account (HC-FSA and LP-FSA) IRS limits
2026
Maximum Contribution $3,400
Maximum Carryover Amount $680
Dependent Care Flexible Spending Account (DC-FSA) IRS limits
2026
Maximum Contribution Per Spouse if Married and Filing Separately $3,750
Maximum Contribution Per Household (Single or Married Filing Jointly) $7,500
Commuter Benefits – Parking and Transit IRS limits
2026
Maximum Contribution (Per Month / Per Each Benefit) $340
Tuition Reimbursement Account IRS limits
2026
Maximum Contribution $5,250
Adoption Assistance IRS limits
2026
Maximum Contribution $17,670